600 North Carroll, Suite 100
Southlake, Texas 76092
info@DividendHealth.com
Product Inquiries: 855-587-2669

 
 
 

Major Medical

Short Term Medical

Dividend Health, Health Insurance Enrollment Texas, Health Compliance Management Southlake TX, short term major medical insurance Southlake, Critical Illness Insurance Southlake TexasShort Term Medical Insurance (STM)

STM insurance pays benefits like a major medical insurance plan, but for a pre determined length of time, and typically pays benefits up to a $2,000,000 lifetime maximum per covered person. STM plans are the perfect alternative for individuals and families who need coverage right now, or need insurance coverage at a more affordable rate than offered on the exchanges. STM insurance is a sensible solution for the uninsured, unemployed, self-employed, foreign traveler or college student or anyone shopping for quality health insurance coverage. STM is affordable insurance with a choice of coverage periods up to 6 or 12 months at a time, depending on your state. STM insurance provides protection for unexpected medical expenses, accidents or illness, at any doctor or hospital. Deductibles normally range from $250 - $7,500 and doctor office and urgent care facility visits are not subject to the deductible.

STM is ideal for those who are:

  • Between jobs or laid off
  • Waiting for employer benefits
  • Part-time or temporary employees
  • Recently graduated
  • Without adequate health insurance

Features include:Dividend Health, Health Insurance Enrollment Texas, Health Compliance Management Southlake TX, short term major medical insurance Southlake, Critical Illness Insurance Southlake Texas

  • Pays covered expenses up to the $2,000,000 Lifetime Maximum per Covered Person
  • Choice of Coverage Periods - up to 6 or 12 months at a time
  • Doctor's Office or Urgent Care Facility visits are not subject to the deductible
  • Choice of deductibles - $250, $500, $1,000, $2,500, $5,000 or $7,500
  • Coinsurance options - 80% or 50% up to $5,000, and 100% thereafter up to the Lifetime Maximum
  • Freedom to choose any doctor or hospital
  • Child Only Coverage available - the minimum age is two years old

High Deductible Health Insurance

High deductible health insurance provides coverage which includes the essential benefits required by the Affordable Care Act. “Off-Exchange” High Deductible Health insurance is designed for Americans with or without pre-existing conditions and may not benefit from federal subsidies under the Affordable Care Act. Dental, Vision and prescription coverage are normally included. Some plans are HSA compatible and insured’s benefit from an extensive network of hospitals and doctors.

 

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